Home Affirm Financing

Buy now, pay over time with Affirm

An innovative financing solution that partners with nFLOW to provide a flexible alternative to credit cards — finance up to $20,000 and spread the cost over fixed installments.

Affirm financing for nFLOW

The details, upfront

Maximum Loan Amount
Up to $20,000
APR Range
0–36% APR
Origination Fee
None
Funding Time
Immediate upon approval
Repayment Terms
3, 6, or 12 months — extended terms at select retailers
Credit Check
Soft pull only — won't affect your credit
Qualification
No minimum credit or history required
Ideal For
Those new to credit financing significant purchases over time
Learn more & apply at Affirm

How Affirm works with nFLOW

  1. 1
    At Checkout

    Choose Affirm as your payment option.

  2. 2
    Soft Credit Inquiry

    A quick check that doesn't impact your credit.

  3. 3
    Repayment Notifications

    Get reminders via text or email for upcoming payments.

  4. 4
    Flexible Payments

    Pay via ACH transfer, debit card, or check. No fees for early repayment.

  5. 5
    Transparent Costs

    Understand exactly how much you'll pay with clear terms upfront.

Costs & benefits

No Hidden Fees

You won't encounter late fees or prepayment penalties.

Simple Interest

Interest is straightforward, with no compound or hidden charges.

Down Payments

Some purchases might require a down payment, indicating partial approval.

Security

Enhanced protection against identity theft and fraud.

Flexible Repayment

Choose a plan that fits your budget, with multiple term options.

No Prepayment Penalties

Improve your credit and reduce interest by paying off early.

Note: Core items might incur additional costs. Credit card details may be required for down payments. Financing subject to eligibility; see Affirm for full terms.

Dealerships & Powersports Shops

Become an nFLOW dealer

Thousands of dealerships and repair centers partner with nFLOW to provide their customers with industry-leading remanufactured Gold Standard engines. Leverage our expertise to support your business.